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The Performance section at the top of an account’s or a household’s Overview shows what it actually earned over a period, next to its model and its measurement benchmark. The account’s line comes from Tilt’s daily values for the account and leaves deposits, withdrawals and transfers out of the return, so it shows how the invested money did. The screenshots use the made-up Larkspur Ridge Wealth practice. A backtest answers a different question: what a strategy would have done from cash. Reports and backtests covers it.

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Read an account’s performance

Open the client, select the account, and stay on Overview. Performance comes first.
Performance section showing Account return 2.50%, Model return 2.70% and Benchmark return 3.20%, a 3 months period menu, a vs 70/30 Stock and Bond Blend button, and a chart from Jul 21, 2026 to Oct 21, 2026 with lines for This account, Growth 70/30 and a dashed 70/30 Stock and Bond Blend.

Elena Castellano's Individual account over 3 months, against its model, Growth 70/30, and its own measurement benchmark.

When the account’s daily values begin after the period’s start, the chart starts at its first value and a caption says Since that date. A model or benchmark line that can’t be drawn for the period is left off the chart, with a sentence saying why, such as a missing price. An account without a model shows Assign a model in Setup to see drift and compare performance with it. with an Open Setup button.

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How each line is measured

Calculation assumptions, below the chart, says how the lines are worked out.
Calculation assumptions text: the account's return comes from its daily values with deposits, withdrawals, journals and transfers left out, and is time weighted; history starts when the account was linked to its current brokerage; the model line holds the model's current targets without rebalancing and leaves out this account's own settings; the benchmark is the account's own or its model's; the account's return is after fees and trading costs, and the model and benchmark lines are before them.

The account's Calculation assumptions, opened below the chart.

Keep these limits in mind when you compare the lines:
  • The model line shows what today’s targets would have done. It doesn’t show what the account was told to hold at the time, and a model change during the period doesn’t appear.
  • The gap between the account and the model also reflects the account’s fees and trading costs and anything it held differently from the model’s targets.
  • History starts when the account was linked to its current brokerage. A relinked account starts again from the new link.
Models, sleeves, and benchmarks explains where the measurement benchmark comes from.

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When an account has no return

Tilt shows no account return, and says why, when it can’t tell the account’s gains from money moved in or out:

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Read a household’s performance

Open the household. Performance comes first on Overview, above its members and accounts.
Household Performance section showing Household return 1.91%, Models return 2.24% and Benchmarks return 2.82%, a chart with Household, Models (blended) and a dashed Benchmarks (blended) line, and two coverage lines: Models cover 2 of 3 accounts, 93% of the household's value. Cash Reserve has no model. Benchmarks cover 2 of 3 accounts, 93% of the household's value. Cash Reserve has no benchmark.

The Castellano Family over 3 months. Cash Reserve has no model and no benchmark, so the blends cover the other two accounts.

A blend leaves out accounts with no model, or no benchmark, and spreads the weight over the rest. When it doesn’t cover every account, a line names the accounts it leaves out and the share of the household’s value it covers, as for Cash Reserve above. Compare the household’s return with a blend only when the blend covers all of it; otherwise compare the covered accounts on their own pages. Other notes under the chart name:
  • an account left out of the household’s return and both blends, with its reason from When an account has no return, such as a brokerage that doesn’t send deposits and withdrawals;
  • an account whose values stopped before the chart’s last close, with the date its value is carried forward from.
The household is its members today for the whole period, so an account that left the household during the period isn’t in its return. The household’s return is after fees and trading costs; the blends are before them. A client outside any household has no household chart. Each of the client’s account pages carries the comparison.

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Ask Tilt Agent

Tilt Agent reads the same figures the page shows. Ask, for example:
  • “How has my client Elena Castellano’s Individual account done over the last year compared with its model and benchmark?”
  • “How has the Castellano household done against its models and benchmarks over 3 months?”
Tilt Agent gives the dates the figures cover, names the model and the benchmark, and says the account’s return is after fees while the model’s and the benchmark’s are before them. When an account can’t be measured, it gives the reason instead of a number. It doesn’t run a backtest to answer these questions.
Tilt provides portfolio technology, not investment, tax or legal advice, and is not a registered investment adviser or broker-dealer. Account and household returns come from the values and money moves Tilt receives from each account’s brokerage or custodian.